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HDFC loans are currently available under a range of interest rates and schemes. Following are table gives you the latest interest rates and available schemes.

Note: Interest Rates subject to change without prior notice at the sole discretion of the HDFC.

Fixed Rate Home Loans

Month Rest Option

Annual Rest Option

Term of loan (years)	Rate of Interest (% p.a.)	EMI* for a loan of Rs. 1 lakh	Rate of Interest (% p.a.)	EMIø for a loan of Rs. 1 lakh
1 - 20	8.25	852	9.75	949
Adjustable Rate Home Loans (ARHL) - Monthly Rest Option
Term of loan (years)	Rate of Interest (% p.a.)	Current Rate (% p.a.)	EMI* for a loan of Rs. 1 lakh
1 - 20	RPLR ** -1.25	7.75	821
Adjustable Rate Home Loans (ARHL) - Annual Rest Option
Term of loan (years)	Basis	Current Rate (% p.a.)	EMIø for a loan of Rs. 1 lakh
1-20	RPLR **	9.75	949

ø EMI on annual rest basis.
* EMI on monthly rest basis.
** Retail Prime Lending Rate.
^ Rate of Interest under ARHL is linked to HDFC's RPLR (currently 9.75% p.a.) under the Monthly or Annual Rest options.